When you’ve got a ton of bills already to take care of, it’s easy to understand when you have to let certain things go. In today’s economic uncertainty, many people have let their automotive policies lapse. This is the one thing that you should never let happen. Monthly car insurance that is more manageable to pay for than other types of policies can see you through the hard times and make sure that you’re covered.If you drive a vehicle, you must have car insurance. Aside from the fact that no matter what state you live in, there are strict insurance guidelines that must be followed or you can land yourself in a load of legal trouble, the devastation that can be caused by being uninsured is catastrophic.Car insurance policies are for your protection. True they cover the vehicle of the other party if you are in an accident, but this is purely for your own good on many levels. Let’s say you have a car accident and it’s been deemed by Police that the fault lies with you. You’re going to not only get a ticket and have to pay fines, but if you’re not carrying a car insurance policy that pays for damages and medical bills, you can end up bankrupt or worse.It costs a lot to fix a car. If yours is damaged and you’re already struggling financially, it’s safe to assume you won’t be able to pay for the damages to your car or the other drivers. If you can’t pay for the physical property damage or medical bills of the other party and you’re in the wrong (and even if you’re not the one charged with the accident), you can be sued for everything that you have.Think about losing the few things you have and what it would do to you. When you get adequate car coverage, you can rest easy knowing that if the unexpected happens, you’ll be taken care of. Under on uninsured motorists are liabilities. Don’t become a liability to those you love and the state you live in. Get things taken care of with low down payments and easy monthly installment payment plans right now.It’s plain and simple, auto insurance companies are doing all they can to make sure that you can afford coverage. By getting monthly car insurance that is more manageable to pay for, you can keep your car and your future covered. Make sure you meet all state requirements or you can get fined on top of everything else.